If you’re on a prepaid phone plan, earning cashback on your monthly mobile expenses is easier than you might think. Several popular apps offer rewards when you purchase gift cards for mobile service providers like AT&T Prepaid, Verizon, T-Mobile, or Cricket Wireless. Here’s a comparison of the best cashback platforms to help you decide which one works for your routine and wallet.

Why Cashback Apps Work for Mobile Savings

Prepaid plans are flexible—and many allow you to pay your bill using refill gift cards. By buying those gift cards through a cashback app, you earn a small percentage back each month without changing anything about your plan. The approach is simple, scalable, and well-suited to both individuals and families.

Rakuten: Best for Retailer-Based Deals

Rakuten specializes in online shopping rewards and often features deals from major retailers that sell phone-related products. While you won’t always find direct mobile carrier gift cards, Rakuten frequently includes Walmart, Target, and Best Buy—making it a smart choice for shoppers who buy refills or SIM kits through big-box stores.

Ibotta: Occasional Offers on Mobile Purchases

Ibotta is a solid choice for in-store savings, particularly if you’re already making grocery or pharmacy runs. You can sometimes earn cashback on phone card purchases at stores like CVS, Walgreens, and Kroger, or find rebates for related items like phone accessories and chargers.

Fluz: Ideal for Consistent Gift Card Cashback

Fluz is a strong option if you prefer to pay your mobile bill using digital gift cards. The platform offers instant cashback on a wide range of mobile carriers, including:

• AT&T Prepaid

• T-Mobile

• Verizon

• Cricket Wireless

Gift cards are delivered instantly and can be applied directly to your prepaid balance. While other apps focus more on retail, Fluz centers on digital card purchases, making it a consistent option for those who prefer to load funds and pay online.

Which App Should You Use?

Each cashback app has its strengths:

• Use Rakuten if you shop at Walmart or Target for refills or phone accessories

• Choose Ibotta if you buy physical cards or mobile gear in-store

• Try Fluz for ongoing cashback on digital gift cards for your mobile provider

You don’t have to stick to just one—many users rotate based on the best offer at the time.

Tip: Stack Rewards

Pair your cashback app with a rewards credit card or carrier discount to get the most out of your purchases. Every small return adds up, especially when you’re reloading monthly.